Memo Of Providing Opinion on Legality of Ideas Raised

Two People Reviewing a contract

Write a memo providing your professional opinion as to the legality of each idea raised, which are listed below.
1) Proposal to contract with and pay a marketing firm to conduct and respond to solicitations for home mortgages rather than using the bankís own staff

2) Proposal to pay referral fees to bank employees that refer home mortgage business to the bank;


3) proposal to eliminate storage costs associated with record retention requirements for Real Estate Settlement Procedures Act by deleting mortgage loan records at the time the mortgage loan is discharged;  

4) proposal to reduce the amount of paper used in open-end credit by reducing the Truth in Lending Actís disclosures to only:
a) identity of the creditor,
b) brief description of the finance charge,
c) brief description of the annual percentage rate.

The memo should not be more than four pages in length, double spaced, 12 point Times New Roman font.

The memo is about your initial Legal issues, Implications and Alternatives arising out of discussions between Jane Doe had with her staff.

Prepare the memo in the following format: The written memo should be no more than four pages

Memo Of Providing Opinion on Legality of Ideas Raised

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